U.S. Bank Cash+ Credit Card: Get 5% Cash Back For Utilities

In the bustling world of credit cards, rewards programs, and cashback offers, there's a hidden gem that savvy consumers are beginning to uncover: the US Bank Cash+ card. While it may not boast the same level of fame as some of its competitors, this unassuming credit card has quietly established itself as the best-kept secret for paying home utilities and cell phone bills. In this blog post, we'll delve into the remarkable features offered by the U.S. Bank Cash+ card and demonstrate how it can help you save big on your monthly expenses.

Unveiling the U.S. Bank Cash+ Card: A Brief Overview

The U.S. Bank Cash+ card might not be as widely advertised as some other credit cards, but its features make it an exceptional choice, especially for those who prioritize maximizing rewards on everyday expenses. Here's a snapshot of what makes this card special:

• Tailored 5% Cashback Categories: One of the standout features of the U.S. Bank Cash+ card is its ability to let you choose your categories every quarter and earn 5% cashback on your first $2,000 in eligible net purchases each quarter. You have the flexibility to select two categories from a list that includes:

  • TV, internet & streaming services

  • Fast food

  • Cell phone providers

  • Department stores

  • Home utilities

  • Select clothing stores

  • Electronics stores

  • Sporting goods stores

  • Movie theaters

  • Gyms/fitness centers

  • Furniture stores

  • Ground transportation

• 2% Cashback Categories: You can also choose one category from the list below to receive unlimited 2% cashback:

  • Gas & EV charging stations

  • Restaurants

  • Grocery stores

• 1% Cashback on all other purchases

• No Annual Fee: Despite its impressive features, the US Bank Cash+ card comes with no annual fee, making it a cost-effective addition to your wallet.

• $200 Bonus Offer: Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening

Crunching the Numbers: Saving on Utility and Cell Phone Bills

Let's put this card's benefits into perspective with an example. The average monthly utility bill for Americans in 2022 was $$429.33 (Forbes). The average monthly cell phone bill was $114 (WhistleOut). That means the average monthly utility and cell phone bill combined, amounts to $543.33.

• That means you could be earning $325 in cash back per year for paying the bills you HAVE to pay

• Have a child? That could be over $13,000 in 18 years for your child in free money (estimate based on an 8% annualized return)

• Investing for retirement? That could be over $40,000 over 30 years (estimate based on an 8% annualized return)

Total Savings: Adding up the cashback earnings from utilities and the potential cell phone protection savings, the average American could save around $325 annually – just from using the U.S. Bank Cash+ card for these everyday expenses.

In a world where every dollar counts, making the most of rewards and protection plans can significantly impact your financial well-being. The U.S. Bank Cash+ card offers impressive cashback rewards tailored to your spending preferences.

Why Haven't You Heard of the Cash+ Card? The trust is, all of these personal finance sites are unable to make any money by telling you about the U.S. Bank Cash+ card. You probably see lots of ads for Chase, Amex, Capital One, and more cards and that's because they all offer some sort of affiliate marketing commission. But The Money Crab is dedicated to helping you find the best option for you, regardless of whether or not we can monetize that recommendation.

Unlock the Secret to Smarter Spending

While the U.S. Bank Cash+ card might not be as widely discussed as some of its counterparts, its features and potential savings are undeniable. By utilizing its customizable cashback categories, earning rewards on home utilities and cell phone bills, you can turn your everyday spending into a strategic financial move.

It's time to unlock the secret to smarter spending. Explore the benefits of the U.S. Bank Cash+ card and start maximizing your rewards while safeguarding your valuable devices. As the saying goes, sometimes the best things are hidden in plain sight – and the U.S. Bank Cash+ card is a prime example of this financial wisdom.

Apply Today